Privacy Policy

Effective December 22, 2017

Mason & Mason Technology Insurance Services, Inc. and its subsidiaries (“we” or “our” or “us”) values and respects your privacy. This Privacy Policy (“Privacy Policy”) describes the types of information, including Personal Information, that we gather from you when you use our website (www.masoninsure.com) (the “Site”), as well as your choices regarding use and disclosure of your Personal Information. As used in this Privacy Policy, the term “Personal Information” means information that identifies you personally, alone or in combination with other information available to us.

YOUR AGREEMENT TO THE PRIVACY POLICY

By accessing the Site, you agree to be bound by this Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use our Site. We reserve the right to update or modify this Privacy Policy from time to time. We will notify you of any changes by revising the “Effective Date” at the top of this Privacy Policy. We will post an announcement on our Site prior to the new Privacy Policy taking effect if we make any material changes to this Privacy Policy or the way we use, share or collect Personal Information. In all cases, your continued use of our Site or our products and services constitutes consideration and your binding acceptance to any such changes. We encourage you to review this Privacy Policy regularly to ensure that you are familiar with Masoninsure.com’s current practices.

Information Collected by masoninsure.com

When you use our Site, Masoninsure.com collects information that you knowingly and voluntarily provide (such as through forms or profile screens) including registration/account set-up information, and that we are able to collect from your web browser, via your cookies and other similar technologies.

We may aggregate and/or anonymize all information that we collect from you, including Personal Information, for the purpose of market research, marketing campaigns, and advertising.

Information That You Knowingly and Willingly Provide

We collect information that you knowingly and voluntarily provide when you use our Site (such as through web forms or profile screens), including registration/account setup information, profile details, and payment information. We primarily use this information to fulfill your transaction requests. You can choose not to provide us with certain Personal Information, but then you may not be able to take advantage of the Site or other available features we offer. The information that we may collect and use includes the following kinds of Personal Information:

  • First and Last Name
  • Home Address
  • Email Address
  • Payment Information

Information From and/or About Others

We may also collect and store Personal Information about other people that you provide to us, as well as information about you provided by others. If you or other users use our Site to upload, distribute and/or share any content, and such content contains Personal Information about you or others, such information may be stored in order to allow for such uploading, sharing and/or distribution. As a requirement to use our Site, you acknowledge that you have the appropriate consent(s) to share any Personal Information with us.

Non-Personal Information

We collect standard information about Masoninsure.com users such as IP addresses, operating system, browser type, what you searched for, referring site/pages, exit pages, the dates, times and duration of visits, and other Site usage behavior (“Site Visitation Data”). Site Visitation Data is used to administer the Site and provide general statistics regarding the use of the Masoninsure.com website. We may also use Site Visitation Data to display advertising or send targeted email marketing messages you may find interesting and to suppress advertising that might not interest you.

When you visit our Site we may store information about your web session and assign you one or more cookies. Your browser will store these cookies on your computer in a small text file, and if you return to the Site the cookie may be read. For example, when you decide to log in, we store encrypted information in your browser so you don’t have to log in on every page. Please note that cookies are not linked to your Personal Information.

We may also use web beacons or other such mechanisms to collect aggregate Site Visitation Data by tracking how users navigate to and through our website. We may also use this technology to track the delivery of HTML email messages. Please note that data collected through this mechanism is not linked to Personal Information.

Permanent cookie files remain on your computer’s hard drive until you delete them manually using your browser or operating system software. You can set your browser to refuse cookies, but doing so may prevent access to some services and tools that we offer until you set your browser to accept cookies.

We may work with advertising partners to place advertising on our Site. Our third party advertising partners often use a cookie or third party web beacon to track when a click becomes a sale. No PERSONAL INFORMATION is ever sent to these advertising partners.

How MASONINSURE.COM uses your information

We may use online Personal Information we collect about you on its own or combine it with other information we have about you to:

  • Create user accounts and/or profiles through registration.
  • Perform internal operations, such as tracking and improving the effectiveness of our website and marketing efforts.
  • Provide user support.
  • Advertise and market our products and services.
  • Provide product and/or Site fulfillment, such as creating accounts, managing purchases, payments, and more.
  • Personalize user experiences, such as remembering your settings and preferences.
  • Comply with legal requirements, such as in response to a subpoena or similar investigative demand.
  • Provide information to our representatives and/or advisors, such as our attorneys, accountants, and others to help us comply with legal, accounting, or security requirements.
  • Protect the rights, safety, and information of Site users and third parties, as well as our own. This includes fraud prevention, business or product recalls, prosecuting and defending a court arbitration or similar proceeding, and more.

How We Share Information We Collect

Masoninsure.com may disclose your Personal Information in the following instances:

Our Employees. Only authorized employees have access to your Personal Information.

Our Agents. We employ other companies and individuals to perform functions on our behalf. Examples of such functions include fulfilling orders, sending postal mail and e-mail, removing repetitive information from customer lists, analyzing data, providing technical support, providing marketing assistance, processing credit card payments, and providing customer service. We share our users’ Personal Information with these agents as we deem necessary for such third parties to perform their functions.

Our Advertisers. Third-party advertisers and advertising platforms also may serve targeted ads as part of our Site. Please be aware that the information practices of third-party advertisers or platforms collecting data on our Site are not covered by this Privacy Policy.

Other Users. Please remember that any information you share in public areas of our Site, such as on message boards or feedback sections, becomes public and anyone may obtain and use that information. Public posts are not subject to this Privacy Policy. Please exercise caution regarding what you disclose in these portions of our Site and do not post any Personal Information that you expect to keep private. We strongly encourage you not to use any Personal Information in your username or password. If your Personal Information is posted on one of our community forums, you may contact us at operations@masoninsure.com to request that such information be removed. In some cases, we may not be able to remove your Personal information, in which case we will let you know if we are unable to do so and why.

As Part of a Merger or Sale of Business. We may disclose your Personal Information in connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

To Comply with Legal Process, Protect Masoninsure.com, or Enforce our Rights. We may release your Personal Information when it is necessary to (a) conform to legal requirements or comply with legal process; (b) enforce or apply our terms of use and other agreements; (c) protect the rights, safety or property of Masoninsure.com, our affiliates, service providers, our users or the public; or (d) prevent a crime or protect national security (including exchanging information with other companies and organizations for fraud protection and credit risk reduction).

Other Disclosures. We may also disclose your Personal Information as otherwise set forth in this Privacy Policy, as permitted by law, or with your consent.

Children / Minors and Privacy

Our Site is not directed to persons under the age of 18. If you are not 18 years or older, do not use our Site. We do not knowingly collect Personal Information from persons under the age of 18.

Third Party Sites And Services

Our Site may contain links to third party websites, applications and services not operated by us. These links do not imply any endorsement by Masoninsure.com of the activities or content of these sites, applications or services nor any association with their operators. Additionally, our Site may include various social media features. We are not responsible for the privacy policies or practices of any third party including websites or services directly linked to our Site. We encourage you to review the privacy policies of any third party site that you visit.

Security, Storage & Retention

Security

The security of your personal information is important to us. We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. However, no method of transmission over the internet, or method of electronic storage is fully secure and we cannot guarantee its absolute security. Please contact us if you have any questions about security on our site.

Storage

The Personal Information that you provide to us is generally stored on servers located in the United States. If you are located in another jurisdiction, you explicitly ACKNOWLEDGE AND CONSENT that once your Personal Information is submitted through our Site, it will be transferred to our servers in the United States and that the United States currently does not have uniform data protection laws in place.

Retention

We will retain your information for as long as your account is active or as needed to provide you with our services. If you wish to cancel your account or if you wish to request that we no longer use your information to provide you service, contact us at operations@masoninsure.com. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Information Correction, Removal, and Opting-Out

Correction & Removal

If any of the information that we have about you is incorrect, or you wish to have information (including Personal Information) removed from our records, please contact us at operations@masoninsure.com. We will respond to such inquiries within thirty (30) days.

Opting Out

Additionally, if you prefer not to receive marketing messages from us, please advise us by clicking on the unsubscribe link located within any marketing message that you receive. You may also send us a request at operations@masoninsure.com.

Some communications (for example, important account notifications and billing information) are considered transactional and are necessary for all users, and you must cancel your Masoninsure.com account to unsubscribe from these communications. To cancel your account, please email us at operations@masoninsure.com.

Privacy Inquiries

If you have any questions or concerns about this Privacy Policy or our privacy practices in general you may contact us as follows:

By emailing us:

operations@masoninsure.com

 

By mail to:
Mason & Mason Technology Insurance Services, Inc.
Attn: Operations

458 South Avenue

Whitman, MA 02382

 

Terms of Use for masoninsure.com

Date of Last Update or Revision: December 22, 2017

Welcome to Masoninsure.com. Masoninsure.com is the web site for Mason & Mason Technology Insurance Services, Inc. and its subsidiaries (“Mason & Mason Technology Insurance Services, Inc.” or “we,” “our,” or “us”) and is located at www.masoninsure.com (the “Site”).  Mason & Mason Technology Insurance Services, Inc. is an insurance brokerage firm. Any and all use of the Site is subject to these terms and conditions (the “Terms of Use”).

YOUR AGREEMENT TO THE TERMS OF USE AND PRIVACY POLICY.

You agree to be bound by the Terms of Use, as well as our Privacy Policy (“Privacy Policy”), incorporated into these Terms of Use by reference, as they may be modified, updated or amended from time to time, whenever you:

  • Use any portion of the Site.
  • Publish, contribute, access or view any Content (defined below) on or through the Site.
  • Click to accept or agree to the Terms of Use and/or the Privacy Policy when this option is made available to you.

Masoninsure.com reserves the right to change these Terms of Use at its sole discretion, at any time.  If any change is not acceptable to you, you must discontinue your use of the Site immediately.  Using the Site after changes to these Terms of Use or Privacy Policy constitutes your irrevocable acceptance of such changes.  Masoninsure.com may, in its sole discretion, notify you of such changes, although it is not required to do so.  Nothing in these Terms of Use shall be deemed to confer any third-party benefits or rights.

You may only use the Site (including registering for the Site) if you are 18 years of age or older and are fully able and competent to enter into, and be bound by, these Terms of Use in their entirety.  You represent that you are over the age of 18.  If you are under the age of 18, you are not authorized to use the Site and must cease all use of the Site.

CONTENT AND INTELLECTUAL PROPERTY OWNERSHIP.

The information published on or through the Site may include images, graphics, photographs, data, text, software, scripts, video recordings, audio recordings (including without limitation sounds or music), audiovisual combinations, and other interactive or similar materials (the “Content”), that has been provided by users such as yourself, Masoninsure.com, our third party licensors or suppliers (“Third Party Licensors”).  The Content provided by Masoninsure.com or Third Party Licensors contains trademarks, copyrights and other proprietary material, the ownership or licensed rights to which are held by such parties, as the case may be, and all such proprietary material is protected by law, including, without limitation, U.S. trademark and copyright laws and international treaty provisions.

The “look and feel” of the Site (including its arrangement, text, logos, color combinations, images, the names, button shapes, layout, presentation of information and design compilation; as well as all other graphical elements, other than those owned or licensed by the Third Party Licensors) are also Masoninsure.com’s trademarks and/or copyrights, as the case may be.

You agree not to copy, reproduce, distribute, transmit, broadcast, display, sell, license or otherwise use or exploit any Content, except as expressly permitted under these Terms of Use, without the prior written consent of Masoninsure.com or the legal owner of such Content.

Any unauthorized use of Content accessed through the Site may constitute trademark or copyright infringement, unfair competition, or other potential state or federal causes of action, as applicable, which could subject the user to substantial civil penalties, damages or other relief.  The deletion or alteration of any copyright, trademark or other proprietary notices used or displayed through the Site is strictly forbidden.

Except as otherwise permitted under these Terms of Use, Masoninsure.com grants to you the limited, non-transferable right to view and use the Site, subject to these Terms of Use.  All rights not expressly granted under these Terms of Use are reserved by Masoninsure.com.

THIRD-PARTY CONTENT.

The Content displayed, distributed or otherwise accessible through the Site includes information (which may include, without limitation, factual information, personal narratives, opinions, advice, images, prices offered for items, item descriptions, and certain third-party terms of service) from various third-party sources, including Third Party Licensors, other registered members of the Site and members of the public.  Masoninsure.com has not independently verified that any Content is complete, current, accurate, safe, inoffensive, non-objectionable, or otherwise appropriate for any user of the Site and expressly disclaims any warranty with respect to the reliability of such information.  You acknowledge and agree that your reliance on the Content is solely at your own risk.  If you have any questions with respect to the Content displayed, distributed or otherwise accessible through the Site, please contact operations@masoninsure.com.

ALL BRANDS, TRADEMARKS, LOGOS, TRADE NAMES, TRADE DRESS, COPYRIGHTS OR COPYRIGHTABLE CONTENT OF ANY THIRD PARTY DISPLAYED, DISTRIBUTED, ACCESSED OR OTHERWISE COMMUNICATED THROUGH THE SITE ARE THE PROPERTY OF THEIR RESPECTIVE OWNERS.  Masoninsure.com AND ITS AFFILIATES EXPRESSLY DISCLAIM ANY ENDORSEMENT, AFFILIATION OR SPONSORSHIP, OR OTHER ASSOCIATION BY OR WITH SUCH THIRD-PARTY BRAND OWNERS.

USERNAMES, PASSWORDS AND ACCOUNT INFORMATION FOR THE SITE.

To open an Account on the Site, you must register and submit information in the manner set forth on the Site.  You are obliged to maintain the confidentiality of any usernames or passwords that you adopt and/or are provided by Masoninsure.com. You agree to notify Masoninsure.com immediately at the Contact Information set forth in these Terms of Use if you become aware of any unauthorized use of your username and password by any third party.  For your protection, if Masoninsure.com believes that any unauthorized access may occur or has occurred, Masoninsure.com may terminate access without prior notice to you. You also agree that Masoninsure.com is permitted to act upon any instructions received using your username and password and to consider such instructions as authorized by you. Masoninsure.com will not be responsible or liable for any loss or injury incurred by you for unauthorized use of your username and password, although you may be responsible or liable for any losses or injury caused by such unauthorized use.

When you register for, use or set up an Account for the Site, you will be asked to provide accurate contact information and may also be asked to provide other information about yourself to help us better provide services to you or enhance your use and enjoyment of the Site.  You warrant that all information provided by you is accurate to the best of your knowledge.  You further agree to receive any notices from Masoninsure.com to you regarding your use of the Site pursuant to these Terms of Use at the email or other addresses set forth in your contact information.  You are obliged to notify Masoninsure.com of any updates or changes to any contact or other registration information that you provide in connection with your use of the Site.

COMMUNICATING WITH THE SITE.

You are solely responsible for any and all Content you transmit, distribute, post, or otherwise make available to or through the Site (“post”), including to any email addresses provided to or through the Site, or any comments, photographs, images, text, or other information communicated to the Site (collectively, “Communications”).  Masoninsure.com does not endorse or accept any Communications as its own or representative of its views.  By posting Communications through the Site, you grant Masoninsure.com a perpetual, irrevocable worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to publish and display such Communications through the Site and to reproduce, distribute, transmit, use, archive, and prepare derivative works of such Communications in connection with the Site and Masoninsure.com’s business, including, without limitation, to transmit and distribute such Communications to third-party web sites, and to use such Communications for promotional and marketing purposes.  You further grant to each user of the Site, including any registered member or other member of the public, a nonexclusive, royalty-free license to access and view your Communications through the Site, and to use, reproduce, distribute, display, broadcast and perform the Content in such Communications as permitted in connection with the Site, including as subject to these Terms of Use.

You represent and warrant that your Communications contain no confidential or proprietary information of yours or of any third party and that you have all necessary permissions, licenses, rights, and consents to post, display, republish, upload, distribute, or transmit your Communications.

RESTRICTIONS ON COMMUNICATIONS.

You agree to not post any Communications that violate the following restrictions. You understand that if you violate these restrictions or any other provision in these Terms of Use, Masoninsure.com may deny you access to the Site.

  • Do not promote, discuss or mention any activity that is illegal under the laws of any state in the United States or under U.S. federal law.
  • Do not post Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, slanderous, libelous, vulgar, obscene, sexually explicit, pornographic, lewd, indecent, profane, racially, ethnically or otherwise objectionable, or that may invade another’s right of privacy or publicity or other personal rights.
  • Do not post multiple ratings or reviews based on the same transaction.
  • Do not post Communications regarding the same transaction from multiple accounts.
  • Do not post ratings or reviews for any product or business in which you have a financial interest, or for any product or business of a competitor.
  • Do not post Content that infringes or otherwise violates any patent, trademark, trade secret, copyright or other intellectual property or proprietary rights of Masoninsure.com or any third party.

Masoninsure.com cannot review all Communications made on or through the Site and Masoninsure.com is not responsible for screening or otherwise monitoring content submitted by Site users, whether in advance of, or after, posting.  If a visitor or user notifies Masoninsure.com that any Communications do not conform to these Terms of Use, Masoninsure.com may, but is not obligated to, investigate the allegation and determine in its sole discretion whether to remove or request the removal of the Communications.  Masoninsure.com reserves the right, but has no obligation, liability or responsibility, to monitor the Site and edit, modify or delete any materials which Masoninsure.com in its sole discretion determines to violate these Terms of Use or to be in any other way offensive, inappropriate or contrary to any Masoninsure.com policy, applicable law or other regulation.  You acknowledge that you have no expectation of privacy in any Communication, and no confidential, fiduciary, contractually implied or other relationship is created between you and Masoninsure.com by reason of your posting a Communication to the Site.

LAWFUL USE.

The Site may be used only for lawful purposes.  As one of the conditions of your use of the Site, you represent, warrant and agree that you will not use (or plan, encourage or help others to use) the Site for any purpose or in any manner that is prohibited by these Terms of Use or by applicable law.  It is your responsibility to ensure that your use of the Site complies with these Terms of Use and to seek prior written permission for any uses not expressly permitted herein.  In connection with your use of the Site, you agree that you will not, nor will you assist or allow others to, directly or indirectly:

Delete any author attributions, legal notices or proprietary designations or labels on Content that you upload to the Site.

Provide any false or intentionally inaccurate or misleading information when registering for or using the Site, including impersonation of any person or entity and misrepresenting your affiliation with a person or entity.

Post any unsolicited advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes”, “multi-level marketing” or any other form of solicitation, such as opinions or notices, commercial or otherwise.

Modify, delete, copy, distribute, transmit, display, perform, reproduce, use, publish, license, create derivative works from, transfer or sell any Content that is accessible or available through use of the Site, except as expressly permitted under these Terms of Use.

Violate any applicable local, state, provincial, national or international law or regulation, or use the information provided through this Site for any unlawful purpose.

Access data not intended for your use or viewing, or log into an account or server which you are not authorized to access.

Take any action which imposes an unreasonable or disproportionately large load or burden on the Site or use the Site in a manner that attempts to, or actually does, disrupt, impair, interfere with or wrongfully alter or modify the Site, or in a manner that adversely affects the Site and/or the availability of its resources to other users including without limitation posting Communications that contain a virus, Trojan horse, ransomware, or corrupted data, excessive shouting, use of all caps, overloading, mail bombing, denial of service attack, crashing or flooding or continuous posting of repetitive text.

Attempt to decipher, decompile, disassemble or reverse engineer any of the software provided on, comprising or in any way making up a part of the Site, or otherwise used in connection with the operation of the Site (including, without limitation, the Site).

Attempt to probe, scan or test the vulnerability of a system or network related to the Site, or to circumvent, disable or otherwise breach any security-related features or authentication measures of the Site (including features designed to prevent or restrict use or copying of any Content) without proper authorization.

Collect or attempt to collect any information of other users of the Site, registered members or other members of the public without the subject’s consent, including without limitation usernames and passwords for the Site, Site account information, and personally identifiable information.

Violations of Site or network security may result in civil or criminal liability.  Masoninsure.com will investigate all occurrences which may involve such violations and may contact, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

FEEDBACK REGARDING THE SITE OR OUR BUSINESS.

You may provide suggestions, comments or other feedback on the operation of the Site or our business, which may include, without limitation, ideas for new products, services, features, technologies, processes, materials, marketing plans or new product or service names (“Feedback”).  Such Feedback is voluntary and Masoninsure.com has the perpetual right to use any or all of such Feedback for any purpose without any obligation to you of any kind, although Masoninsure.com will not publicly disclose the source of such feedback.

MODIFICATIONS AND UPDATES.

Masoninsure.com reserves the right to remove, change, modify or update any aspect of the Site at any time, in its sole discretion.  These Terms of Use and the Privacy Policy shall apply to any such changes, modifications or updates of the Site.

DISCLAIMER OF WARRANTY.

YOU AGREE THAT YOUR ACCESS TO AND USE OF THE SITE ARE AT YOUR SOLE RISK.

Masoninsure.com may provide through the Site links or references to Internet sites maintained by third parties, or such third-party sites may have links to the Masoninsure.com Site.  These links and references are offered as a convenience and for informational purposes only, not as referrals or endorsements by Masoninsure.com. Masoninsure.com does not operate or control, and has no right or ability to modify or edit, in any respect any information, products or services provided on these third-party sites.  Masoninsure.com assumes no responsibility for, and provides no warranty whatsoever with respect to, the content, intellectual property compliance, privacy policies or practices of such third-party sites.

EXCEPT AS EXPRESSLY PROVIDED OTHERWISE IN THESE TERMS OF USE, Masoninsure.com PROVIDES THE SITE, AND ANY CONTENT PUBLISHED THEREIN, ON AN “AS IS,” “AS AVAILABLE” AND “WITH ALL FAULTS” BASIS WITHOUT WARRANTY OF ANY KIND AND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Masoninsure.com, ITS SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUPPLIERS, AGENTS, CO-BRANDERS AND OTHER PARTNERS DISCLAIM ANY AND ALL OTHER WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, QUALITY, TITLE, NONINFRINGEMENT, ACCURACY OF DATA OR CONTENT, DATA OR CONTENT SECURITY, AND ADEQUACY FOR ANY PARTICULAR USE, FUNCTIONALITY OR PRODUCTIVENESS, REGARDING THE SITE, ITS CONTENT, OR ANY THIRD PARTY WEB SITES (AND THEIR RESPECTIVE CONTENT) LINKED TO THE SITE.  NOTHING IN THESE TERMS OF USE WILL IMPLY THAT ANY COMMUNICATIONS PROVIDED TO OR THROUGH THE SITE OR THIRD PARTY WEB SITES (THROUGH LINKS PROVIDED THROUGH THE SITE) WILL BE ACCURATE OR SECURE, THE OPERATION OF THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ERRORS WILL BE CORRECTED AT A CERTAIN TIME.  YOU HEREBY ASSUME THE ENTIRE RISK ASSOCIATED WITH USE OF THE SITE, RESULTS OBTAINED, AND PERFORMANCE.  SOME JURISDICTIONS LIMIT OR DO NOT ALLOW THE DISCLAIMER OF IMPLIED OR OTHER WARRANTIES, SO THE ABOVE DISCLAIMERS MAY NOT APPLY TO YOU, TO THE EXTENT SUCH JURISDICTION’S LAW IS APPLICABLE TO THESE TERMS OF USE.

Masoninsure.com DOES NOT ENDORSE, WARRANT, GUARANTEE OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR PROMOTED THROUGH THE SITE BY ANY THIRD PARTY, INCLUDING WITHOUT LIMITATION, ANY THIRD PARTY LICENSORS, OR REGISTERED AND NON-REGISTERED USERS OF THE SITE.

LIMITATION OF LIABILITY.

IN NO EVENT SHALL Masoninsure.com, ITS SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUPPLIERS, AGENTS, CO-BRANDERS OR OTHER PARTNERS HAVE ANY LIABILITY TO YOU UNDER THESE TERMS OF USE FROM THE USE (OR ATTEMPTED USE) OF THE SITE.  TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Masoninsure.com, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES OF ANY KIND (INCLUDING BUT NOT LIMITED TO DAMAGES RESULTING FROM LOSS OR INTERRUPTION OF BUSINESS, LOSS OF PROFITS OR REVENUES, LOSS OF USE, LOSS OF ANTICIPATED BENEFITS, LOSS OF BUSINESS INFORMATION OR DATA, CORRUPTION AND THE LIKE), ERRORS, MISTAKES OR INACCURACIES IN ANY CONTENT, PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE WHATSOEVER, UNAUTHORIZED ACCESS TO THE SITE OR TO PERSONALLY IDENTIFIABLE INFORMATION OR FINANCIAL INFORMATION STORED ON OUR SERVERS, ANY INTERRUPTION OR TERMINATION OF THE SITE OR YOUR ACCESS TO THE SITE, ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT ARE TRANSMITTED BY OR THROUGH THE SITE OR ANY THIRD PARTY WEB SITE LINKED THROUGH THE SITE, ARISING OUT OF ANY LEGAL OR EQUITABLE THEORY, INCLUDING, BUT NOT LIMITED TO, BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF Masoninsure.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR IF SUCH POSSIBILITY WAS REASONABLY FORESEEABLE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

YOU ARE ENTIRELY LIABLE FOR ACTIVITIES CONDUCTED BY YOU OR ANYONE ELSE IN CONNECTION WITH YOUR VISITING AND USE OF THIS SITE AND YOU ACKNOWLEDGE THAT Masoninsure.com SHALL NOT BE LIABLE FOR ANY CONTENT ACCESSED OR AVAILABLE THROUGH THE SITE, OR COMMUNICATIONS posted to THE SITE, FOR ANY REASON WHATSOEVER.

IF YOU ARE DISSATISFIED WITH THE SITE AND/OR ANY CONTENT PROVIDED THROUGH THE SITE, OR WITH THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP USING THE SITE AND CONTENT.

The Site is controlled and offered from Masoninsure.com’s facilities in the United States.  Masoninsure.com makes no representation that the Site is appropriate or available in other locations.  Any access to the Site by you from jurisdictions other than the United States may be subject to compliance with local law, for which you are solely responsible.

INDEMNIFICATION.

You agree to defend, indemnify and hold harmless Masoninsure.com, Mason & Mason Technology Insurance Services, Inc.,  its subsidiaries, affiliates, officers, directors, shareholders, employees, suppliers, agents, co-branders and other partners from and against any and all liabilities, claims, demands, losses or expenses, including reasonable legal and accounting fees and costs, resulting or arising from: (a) your breach of these Terms of Use, including, without limitation, any representations or warranties made by you herein; (b) any action taken or permitted by you which disrupts, degrades or damages the Site, Content or related data thereon; (c) your infringement or other violation of any intellectual property right of Masoninsure.com or any other person or entity; (d) any negligent, wrongful conduct, or intentional torts, by you; (e) any materials (including all Content and Communications) provided by you that is published on or through the Site or any third party web site pursuant to the rights granted to Masoninsure.com hereunder; (f) your use of the Site; (g) your violation of the rights of any third party; or (h) your actual or alleged violation of any federal, state, local or foreign law, or regulations.

You agree that you will cooperate as fully and reasonably as required by Masoninsure.com in the defense of any claim arising out of your use of the Site.  Notwithstanding the foregoing, Masoninsure.com reserves the exclusive right to settle, compromise and pay and all claims, demands, proceedings, suits, actions or causes of action, which are brought against Masoninsure.com arising out of or related to your use of the Site, and in no event shall you settle any such claim without Masoninsure.com’s prior written approval.

TERMINATION.

These Terms of Use are effective until terminated by Masoninsure.com, which Masoninsure.com may do at any time without notice for any reason.  In the event of termination, you are no longer authorized to access the Site or use the Site. The applicable restrictions imposed on you with respect to material downloaded from the Site, indemnification obligations, and the disclaimers and limitations of liabilities set forth in these Terms of Use, shall survive such termination.

 GOVERNING LAW AND VENUE.

You agree and acknowledge that the Site shall be deemed a passive site that shall not give rise to personal jurisdiction over Masoninsure.com in any jurisdiction other than the Commonwealth of Massachusetts, and that the Site shall be deemed solely located in the Commonwealth of Massachusetts.

These Terms of Use shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts without giving effect to any principles or conflicts of law.  Any claim, cause of action or proceeding arising from these Terms of Use or the conduct of the parties hereunder shall be commenced and maintained solely in the courts of the Commonwealth of Massachusetts and of the United States District Courts within the Commonwealth of Massachusetts, to the extent such court has subject matter jurisdiction, and you irrevocably consent to personal jurisdiction and venue in any such court.

WAIVER OF JURY TRIAL.

You waive all rights to trial by jury in any action or proceeding instituted in connection with these Terms of Use, the Privacy Policy or the Site.

CONTACT INFORMATION.

Should you have any questions concerning these Terms of Use, or the Privacy Policy, you may contact Masoninsure.com at the following address: Mason & Mason Technology Insurance Services, Inc., 458 South Avenue, Whitman MA 02382, email: operations@masoninsure.com.

NOTIFICATION OF COPYRIGHT INFRINGEMENT.

If you believe in good faith that your copyrighted work has been reproduced on our Site without authorization in a way that constitutes copyright infringement, you may notify our designated Copyright Agent, Matthew Stearns, to receive notifications of claimed infringement at Copyright Agent, Mason & Mason Technology Insurance Services, Inc., 458 South Avenue, Whitman MA 02382, email: operations@masoninsure.com.  Any personal information you provide in your notice will be used only for purposes related to your notice.

MISCELLANEOUS.

Except as otherwise expressly provided herein, these Terms of Use, together with the Privacy Policy and any updates, modifications or amendments to same, as well as any other legal notices provided or displayed through the Site, shall constitute the entire agreement between Masoninsure.com and you regarding your use of the Site.

If any provision of these Terms of Use shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions.

Any failure by Masoninsure.com to exercise or enforce any legal right or remedy set forth in these Terms of Use, or otherwise under applicable law, shall not be deemed a waiver of Masoninsure.com’ rights or remedies, which shall remain available to Masoninsure.com.

The rights granted to you under these Terms of Use may not be assigned to any third-party without the prior written consent of Masoninsure.com, in its sole discretion.  These Terms of Use shall be binding upon you, your successors and approved assignees.